There's many ways we can help make your water bill work for you.

No one should worry about their water bill, that's why we've got a range of help available for those that need it.

Everyone's different and that's why the support we offer is different. If you need help with your bill because things in your life have changed, or if you've fallen behind with your bill, we can and will help you.

We've got a range of support that you might not know about. Our payment plans spread the cost of your bill. ReStart is a payment matching scheme to help you get out of debt. You can pay your bill directly from your benefits. If you're new to debt, or are dealing with an extraordinary life event, our FreshStart Fund may be able to help you. 

Alongside the support we provide, there’s lots of independent organisations who offer free expert advice to help you with your money worries. Find out more below.

You can check to see if you're eligible for benefits here.

Flexible payment plans

We can offer a range of flexible payment plans to suit your individual circumstances, a payment plan can help spread the cost of your bill. You can have a weekly, fortnightly or monthly plan, which can be paid through different methods to meet your needs. 


If you have water debt that you can’t repay but you can afford your ongoing water bills, Restart might help you.  

You clear your water debt by paying ongoing charges only, in phases of 13 weeks. South West Water will then write off a percentage of your arrears.


Phase 1 – For every £1 you pay, we will write off £1 of the debt

Phase 2 – For every £1 you pay, we will write off £1.50 of the debt

Phase 3 – For every £1 you pay, we will write off £2 of the debt

Phase 4+ – For every £1 you pay, we will write off £2.50 of the debt


Phases will continue until the debt has been cleared.

You need to adhere your payment plan and contact us immediately if you are struggling to keep to your plan.


The WaterDirect Scheme is run together with the Department for Work and Pensions (DWP). The Scheme is designed to help you if your water charges are in arrears and you receive one of the following income-related benefits:

  • Income-based Jobseeker’s Allowance
  • Income-related Employment and Support Allowance
  • Income Support
  • Pension Credit
  • Universal Credit

If your account is at least £50 in arrears, the scheme allows you to pay a fixed amount towards your charges directly from your benefit. Like many other customers, this may help you with budgeting and managing your water bills.


The FreshStart fund is available to assist you if you’re looking for help with water debt because you’re new to debt or are dealing with an extraordinary life event and would benefit from immediate clearance of your water debt or short-term help with bills.


This fund will give you the time and financial assistance to help you adjust to these new circumstances – for example, if you’re left with debt following the death of a partner, unemployment, relationship breakdown or illness.


Contact us and we'll be able to offer help and advice to suit your personal circumstances and your water debt.


WaterCare+ is a scheme to help you if you’re struggling to pay your bill by:

  • Checking you’re getting all the benefits you’re entitled to
  • Making sure you’re on the right tariff for the lowest possible water bill
  • Providing you with free water saving devices

Other free independent money advice Services

Worried about debt? If you’re struggling with debt there are lots of free advice services available across the UK, that can help you such as


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Are you getting the help you are entitled to?

Working out what help and support you are entitled to can be complicated. Use the handy guides below to make sure you are getting the most out of your money.

Benefit entitlement calculators


Money Advice Service



Universal Credit

Money Advice Service

Citizens Advice


The money advice and pensions service


There is lots of free advice, guides and tools to help you manage your finances. Here are just a few that you might useful:


Budget Planner Calculators

Can help you take control of your household spending

Citizens Advice

Money Advice Service


Money health check tools

Give yourself a money health check to get a picture of your finances and an personal action plan.

Money Advice Service


Get free confidential advice from MAPS Web Chat 


Would you prefer to speak to us about the support we offer?

 We've made it easier for you to contact us. Don't wait, send us a message on whatsapp, facebook, or twitter, and we'll get back to you. Or, you can chat to us on webchat by clicking on the message us button to the right.

If you'd prefer to speak on the phone, please call us on 01202 590059. We’re open 8am – 6pm Monday to Friday and 9am – 2pm on Saturday.





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